There are companies that state you can pick and choose the coverage you want, all companies give you that option. It amounts to giving up some coverage that you have in exchange for low cost of your premium but can cost you in the long run. If you choose not to take uninsured insurance,then if you are hit by someone without insurance you will not be covered and will need to pay for any injuries you have along with the repair or loss of your vehicle. Some people prefer to have minimum coverage. (30/60/25) This coverage is max. of 30,000 for one person injured by you, 60,000 for two or more people injured with max of 30,000 per person and 25,000 for any damaged you do to their personal property (vehicle, home or other property. We all feel it cannot happen to us but it does. Remember there is no such thing as full coverage, because we cannot know how much insurance we need until something happens. Full coverage is up to the limit of insurance you have. 30/60/25, 100/300/100, 250/500/100 or any other combination. any questions please feel free to contact me at 254-493-5767 or this website.
Posted 1:26 PM

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