Most people that I talk to have no idea what kind of coverage they have and assume that they have full coverage. Until i started in the insurance business I also assumed I had full coverage. What I assumed was full coverage just meant I had enough coverage to keep me from getting a ticket for no insurance. Like me I was running around with min. coverage, 25/50/25. Then i found out that the first 25 was to cover the others persons injuries up to $25000 if I was at fault , and the 50 was if I injured 2 or more persons for $ 50,000 devided up by the amount of persons injured. Then anything over that amount I was responsable for. Since I do not have that kind of funds I decided I had better raise my coverage and to my surprise it cost very little to raise my coverage to an amount that I could feel confortable with. So this being said spend a little more monthly on your insurance and better protect you assest.
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Posted Tuesday, January 31 2012 8:15 AM
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I have had a couple of clients tell me they received tickets for running red lights when making a turn on red. I have also noticed a lot of drivers must not know how the law is written because I see them make an illegal turn all the time. It is ok to make a right turn on red as long as you come to a complete stop then procede with caution but most people just slow down and make their turn. Thats illegal. So take the time to stop then procede with caution and you may save yourself a great deal of money. (and it could also save someones life).
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Posted Wednesday, November 02 2011 8:22 AM
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